Net-45 Overdue Payment Reminder SMS Templates

Net-45 invoices often slip because they sit in a queue. Use these SMS templates to get a quick response and a scheduled payment date when email isn’t working.

When to use / when to send

• Use when a net-45 invoice is overdue and email reminders aren’t getting responses.
• Best after you’ve already emailed at least once and you have an established relationship with the recipient.
• Goal is a fast reply: payment today via {{PayLink}} or an exact date by {{ReplyByDate}}.
• Send during business hours and keep it one request per text.
• After two SMS attempts, switch back to email + call for documentation.

Checklist / what to include

• Identify yourself: {{YourName}} at {{Company}}
• Invoice #{{InvoiceNumber}} and amount {{Amount}}
• Due date {{DueDate}} (brief mention only)
• One action: pay via {{PayLink}}
• Ask for an exact date if not paying today

Copy/paste templates

How to use these templates

Recommended timing / follow-up plan

• Send first SMS 3–7 days after {{DueDate}} if email is ignored
• Send one follow-up SMS 48–72 hours later if no reply
• After SMS, email a recap with invoice #{{InvoiceNumber}} and {{PayLink}}
• If they reply vaguely, ask again for the exact payment date immediately
• If still unpaid, send a deadline email using {{DeadlineDate}}

Best practices / common mistakes

• Do: keep texts short and easy to answer
• Do: include invoice number and amount every time
• Don’t: text daily—two attempts is usually enough
• Don’t: negotiate long plans over SMS
• Do: stop SMS if they request another channel

FAQ

Related templates

• Net 45 payment reminder email templates
• Overdue invoice SMS follow-up text
• Accounts payable phone script unpaid invoice
• Final demand payment email deadline