Net 45 Payment Reminder Email Templates

Net-45 terms invite delays unless you remind at the right moments. Use these templates to nudge before due, confirm scheduling, and secure a firm pay date if it slips.

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When to use / when to send

  • Use when your invoice is on net-45 terms and you want to prevent it going overdue.
  • Best touchpoints: 7 days before due, on {{DueDate}}, and 3–7 days after due if unpaid.
  • Use different tones by stage: helpful before due, commitment-based once overdue.
  • Include {{PayLink}} every time to reduce friction and back-and-forth.
  • If a net-45 invoice becomes chronically late, move to deadlines and escalation steps.

Checklist / what to include

  • Invoice #{{InvoiceNumber}} and amount {{Amount}}
  • Net terms context (net-45) and due date {{DueDate}}
  • Pay link {{PayLink}} as primary action
  • Request confirmation of scheduled payment date
  • Reply by {{ReplyByDate}} for overdue stages

Copy/paste templates

Recommended timing / follow-up plan

  • Day -7: send net-45 pre-due reminder asking if it’s scheduled
  • Day 0 ({{DueDate}}): send due-today confirmation request with {{PayLink}}
  • Day +3: request an exact payment date (not “processing”)
  • Day +7: escalate to a deadline using {{DeadlineDate}}
  • After deadline: proceed with your stated next step consistently

Best practices / common mistakes

  • Do: remind early—net terms slip when nobody queues payment
  • Do: request the scheduled date once overdue to prevent stalling
  • Don’t: treat net-45 like net-30 (timing needs different touchpoints)
  • Don’t: send long emails—keep reminders skimmable
  • Do: keep one link ({{PayLink}}) and one decision (pay vs. commit)

FAQ

A good cadence is 7 days before due, on the due date, and 3–7 days after due if unpaid. The goal is to get it scheduled early.

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